Group Term Life Insurance
Underwritten by New York Life
Whether you’re young and single, or married with a family, life insurance is one of the wisest investments you can make for the future—to help ensure that your family will be free from most financial burdens in the event of your death.
This Group Term Life Insurance offers more than just a death benefit. If you become disabled, you may be able to keep your coverage active without paying premiums (subject to certain terms & conditions). Plus, under the Accelerated Death Benefit, you can request part of your benefits early to help avoid financial hardship if you become terminally ill.
Overview of Coverage for Group Term Life Insurance:
- Up to $500,000 in benefits for members and spouses
- Coverage until age 70
- Portable in the U.S.
- Accelerated Death Benefit
- Waiver of Premium Clause
- Optional Accidental Death & Dismemberment coverage
- Non-smoker rates available
- No individual targeting for rate increases
Take the Next Step:
Learn More and Apply:
Brochure & Application
Download, complete and return by mail.
Talk with an insurance professional:
1-855-874-0278
9:00am-5:00pm, Mon-Fri, Eastern Time
Can't Talk Right Now?
Schedule a call when it's convenient for you.
30-Day Free Look – Once your coverage is approved, you will be sent a Policy detailing your benefits. If you are not completely satisfied with the terms of the Policy, you may return it—without claim—within 30 days. Your premium will be refunded and your coverage invalidated.

How Much Coverage Do I Need?
This may be the most important question you could ask. Many experts recommend that you have roughly five times your annual salary to help ensure your family’s financial responsibilities are covered. However, every person’s need is different and this estimate isn’t always feasible. You may want to use our Life Insurance Needs Calculator for a more specific recommendation.
Underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010 — Policy Form GMR‑FACE‑29464.
Michigan Residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.